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Personal Injury Claims vs. Workers’ Compensation Claims

Nobody plans on getting injured. After an injurious accident, a sudden influx of bills, missed work, and even long-term disabilities can change the life of victims and their families in an instant. It can be difficult to understand where you stand legally and whether or not you and your family are entitled to financial compensation through a worker’s compensation or personal injury claim. Today, our experienced workers’ comp and personal injury attorneys will discuss the difference between the two, when individuals qualify, and when to file workers’ compensation and personal injury claims.

If you or a loved one has been injured in an accident and has questions regarding an injury claim, call our office today for a free and confidential consultation with a member of our qualified legal team.

Bucks County, PA Workers’ Comp vs. Personal Injury Lawyers Discuss Qualifying Accidents

Workers’ Compensation Claims – in order to qualify for workers’ compensation, individuals must have sustained an injury while on the job or performing work-related duties. In Pennsylvania, nearly all employers are legally required to carry workers’ compensation insurance, so nearly all employees will be eligible. Workers’ compensation insurance is a “no-fault” insurance, meaning finding fault in another party is not required to have a valid claim.

Personal Injury Claims – in order to qualify for personal injury compensation, our Bucks County personal injury lawyers must show that your injurious accident was the direct result of the negligent or reckless behavior of another party. Additionally, for the majority of work-related accidents, personal injury claims may not be filed as the victim is already covered under workers’ compensation regulations. There are exceptions to this rule, including knowing and intentional recklessness of another party or qualifying professions such as law enforcement.

Northeast Philadelphia Injury Compensation Attorneys: Difference in Damages Awardable from Workers’ Compensation and Personal Injury Claims

Beyond proving fault in personal injury claims vs. no-fault workers’ compensation claims, another primary difference between the two types of injury claims are the damages to which victims are entitled. Because workers’ compensation coverage is no-fault, the damages are limited in comparison. Here is a breakdown of what our Northeast Philadelphia injury compensation attorneys may be able to recover for your claim(s):

Workers’ Compensation Damages:

  • Medical Expenses
  • Lost wages
  • Partial benefits for temporary disability
  • Associated benefits for permanent disability
  • Funeral and other associated expenses in case of death

Personal Injury Damages:

  • Medical Expenses
  • Lost Wages
  • Pain and Suffering
  • Mental Anguish
  • Loss of Companionship
  • Loss of Consortium
  • Wrongful Death 
  • Punitive Damages
  • Disfigurement
  • Permanent Disability
  • Incidental Expenses

Levittown Injury Recovery Attorneys Discuss Filing for Workers’ Compensation or Personal Injury

While the above gives a general idea as to whether or not you or a loved one may have a strong workers’ compensation claim, personal injury claim, or even both, our Levittown injury recovery attorneys will need to understand your unique circumstances to give a solid answer. There are a litany of considerations before entering into the legal process. For most of our clients, the resulting settlement or verdict is well worth the effort.

If you or a loved one has been injured in a motor vehicle accidentconstruction accidentdefective product accidentslip and fall accidentdog bite accident, or any other accident leading to a serious injury, contact our Levittown worker’s compensation and personal injury attorneys today to find out more about your legal standing and your options for recovering financial compensation.

Contact our Bensalem Personal Injury and Workers’ Compensation Attorneys Today

At The Law Offices of Cohen & Riechelson, our personal injury and workers’ compensation attorneys have been helping victims and their families recover full and fair compensation for their injuries since 1972. Our firm has built a reputation based on individualized service, attention to detail, and upstanding professionalism over four plus decades of legal service in local Pennsylvania communities including Bensalem, Northeast Philadelphia, Feasterville, Levittown, Penndel, Millbrook, and all of Bucks County. Lean on our extensive experience to seek the compensation you and your family needs to secure your financial future.

Contact us online or by calling our Bensalem offices at (215) 337-4915 today for a free and confidential consultation regarding your accident, your resulting injuries, and your potential for compensation through a workers’ compensation or personal injury claim.

Free Case Evaluation for Pennsylvania Injury Victims

With looming medical bills and the uphill battle of recovery ahead, we do not burden you with yet another financial responsibility during this trying time. We abide by a contingency model, which essentially means that until you receive compensation, we work for you for free. With centrally-located offices in Bensalem, our skilled legal professionals have been serving clients throughout Bucks County and Northeast Philadelphia for over 40 years. We are committed to providing unparalleled advocacy, advisement, and assistance to our clients while confronting those who would seek to deter you as aggressive, unwavering champions of your interests. Contact our Bensalem offices today to request your free, confidential consultation.